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Proposals May Limit Insurance Choices And Squeeze Some Middle Earners
"President Obama and leading Democrats have stressed that people who like their employer-sponsored insurance would be able to keep it, under a health care overhaul. But they haven"t emphasized the flip side: That people who don"t like their coverage might have to keep it," Kaiser Health News reports. "Under the main health bills being debated in Congress, many people with job-based insurance could find it difficult to impossible to switch to health plans on a new insurance exchange, even if the plans there were cheaper or offered better coverage. The restrictions extend to any government-run plan, which would be offered on the exchange." But "there are a few exceptions: Workers would be allowed to buy insurance through the exchange if their job-based coverage gobbled up too much of their incomes or was too skimpy. Also, under the House proposal, people could get insurance through the exchange if they paid their entire premiums - a cost that would be prohibitive for many workers."
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Private Healthcare Guide To Private Medicine Now Available On Netdoctor
Private Healthcare UK - the UK"s leading web portal for information on private treatment and private healthcare services and providers is now available on NetDoctor.co.uk.
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Common Migraine Pain Condition Also Prevalent In Cluster Headache
A pain condition common in people with migraines also has a high prevalence in patients with cluster headache, according to a study conducted by researchers at the Jefferson Headache Center at Jefferson Hospital for Neuroscience.
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New Study Examines How Cost Affects Decisions To Marry

"Money can"t buy me love" the Beattles famously sang. And now a new paper by University of Notre Dame economist Kasey Buckles and colleagues suggests "money" or more precisely the price of marriage, can significantly affect the decision to marry. Buckles and coauthors Melanie Guldi of Mount Holyoke College and Joseph Price of Bringham Young University point out that economists have long been interested in how individuals respond to changes in the cost of marriage. In their paper, they examine the decision to marry in response to a policy that has that has not been previously studied - blood test requirements for obtaining a marriage license. Up until the 1980s, most states required a blood test in order to obtain a wedding license. The law required the test to screen for certain conditions, such as rubella or syphilis, and hopefully, reduce the spread of communicable disease and prevent birth defects. By 2006, however, the requirement had been phased out in all but two states: Mississippi and the District of Columbia (the researchers treated the District as a state for the purposes of the study). The repeals came about because penicillin became a cheap and effective treatment for syphilis and vaccines were developed for rubella and other diseases and pre-marital screenings were no longer considered cost-effective. Using data on state marriage rates between 1980 and 2006, Buckles and her colleagues found that when blood test requirements are in place, states issue 5.7 percent fewer marriage licenses. Roughly half the difference is due to couples going out of state for marriage licensees, while the rest was due to couples deciding not to marry at all. The researchers also found that blood test requirements increase the number of out-of-wedlock, first-time mothers, especially among the young, African-Americans and those without a high-school degree. The finding suggests that the financial burden of blood tests may be higher for low-income individuals. The study also suggests that premarital blood tests may have a heavy psychological "cost" in that some individuals avoid them due to fear of the sight of blood or the burden of discovering a positive test result that has to be revealed to a partner. Buckles and her fellow researchers hope that their results may be of use to policy makers considering other policies that directly (required premarital counseling, waiting periods and license fees) and indirectly (tax and transfer programs) affect the cost of getting married. The paper will appear as part of the National Bureau of Economic Research"s Working Paper Series. Buckles, who joined the Notre Dame faculty in 2005, studies labor economics and microeconometrics. Kasey Buckles University of Notre Dame


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